Wednesday, August 27, 2008
Fight against homesick
Tuesday, August 26, 2008
Picking up Dad and Mother in law at Melbourne Airport
Last Monday night, 25th of August at around 10.30pm, we picked up dad and my mother in law at the Melbourne Airport. It has been 10 months since my father last visited us. He's staying here for 30 days vacation but my mother in law will stay here for one year.
Its my fourth time to be picking up relatives at the airport. Each time I do it, it seems getting easier and quicker. The first time I did it, I was quite scared. I can only suggest that you follow the signs going to the parking area. If you are just picking up someone, just go to the short term parking area. It only cost us A$6.00 for a good 40minutes park. You can also use your credit card on the kiosk. If you will just gonna take a taxi cab, it would still be alright because there are heaps waiting outside and won't take you long to wait. Inside the airport, there are also a lot of coffee shops you can go to. There's also Krispy Kreme donuts as well that can make waiting a little more pleasant.
Picking up relatives or friends from the airport is always an exciting task. Just need to make sure you are quite familiar with the parking areas and waiting areas before you do so. For more information about parking fees and relevant information, you can visit this link.http://www.melbourneairport.com.au/to_from_airport/parking/short_term.asp
Saturday, August 23, 2008
Using A Migration Agent
1. You don't want to do it on your own. The aspect of migration is a very tedious process, we could say, from filling up the forms to writing some correspondence to the embassy. You may want to get the service of a professional migration agent to handle all of these matters. They know exactly what to do in every situation. Bear in your mind though that all documentation requirements like birth certificates and academic records should still be completed by the applicant. They will tell you what you need in your case.
2. You are very busy person. If you are working and has family of your own, you may not have enough time to visit the Australian Immigration website. It takes time, determination and enough excitement to study all those requirements. The informations you need to know to process your visa are all there. The website explains clearly the process you have to go through and fees to pay for. It is really possible to do it on your own as I did it on my own when we processed my family's visa. However not everyone I know is capable as it really eats up too much time especially in getting on the website. It has to be visited very often as legislations keep changing.
3. You want it quick. Getting a migration agent will definitely hasten the processing because they know the process better than you do. They know what forms you need to fill in, the assessing bodies that is suitable for your skills if you are applying under skilled category and all other requirements needed in your case. They will also guide you on what documents and paperworks you need to accomplish beforehand to save time and get things done simultaneously.
4. You want some level of certainty and assurance. Migration agents conducts initial screening during the 1st stage of the process. They will tell you if you have a chance to successfully migrate or not. Though the outcome still lies in the hands of the migration case officers, you can basically rely on the assessment of the migration agents as they are experienced enough to know.
5. You're after a good quality information. If surfing the web still doesn't satisfy your curiosity, you are better off getting a professional advice. Joining social forums on the net about migration process is also a great way to gather information especially if you are applying on your own. There's no better source of good advices but the professional ones.
There are a lot of migration agencies in the market today. Be sure to study them first. Look at their track record. Be sure that they are also registered at the Migration Agents Registration Authority (MARA). Agents registered at the MARA are bound by code of conducts. You can be assured that they'll conduct business in a professional manner. MARA imposes sunctions to agents that breaks the code of conduct.
Thursday, August 21, 2008
Moment of Truth
Tuesday, August 19, 2008
House Hunting
After 15 months here in Australia as a migrant, me and my wife, like anyone else are dreaming and looking forward to buy our very own house. Prices of a basic house with 3 to 4 bedrooms range from A$290,000.00 to A$350,000.00. Monthly repayments range from A$1,800.00 to A$2,400.00 on a 30 year plan. Most of the banks requires 10 to 20% downpayment. I would suggest to go for 20% downpayment not only because it could lower down your repayments but you can also save heaps of money by not paying the Lenders Mortgage Insurance (LMI). It is an insurance to offset losses of the bank when a borrower is not able to repay the loan and the lender is not able to recover its costs after foreclosure and sale of the mortgaged property. The premium payments for this insurance range from A$500 and could get as high as A$10,000 plus depending how low your deposit could get. It's basically for banks/lenders' security. So why would you spend such amount if you could pay off 20% deposit?
Australia New Zealand Bank (ANZ) and some other banks could also help with the processing of your First Home Buyers Grant if you are entitled to. Government grants range from A$8,000 to A$12,000 depending which state you're in. This grant is very helpful for those who are just starting.
Now if you're in a tight budget, you can buy a 2nd hand property about 4 to 5 years old with 3 to 4 bedrooms for A$220,000 to A$240.000 in Melbourne which is really not bad at all. Monthly repayments should be somewhere A$1,600 to A$1,800 depending on the interest rate. I reckon that its also practical to leave an allowance of at least A$100 per month for the fluctuation of interest rates if you are computing how much based on your earnings and expenses, you are able to pay for monthly repayment on a home loan.
You can google for properties and estimated montly repayments at http://domain.com.au/ and http://www.realestate.com.au/
Monday, August 11, 2008
Hail over Melbourne
It was a freezing and raining sunday afternoon when I noticed a heavy drops falling on our roof. It was not a usual sound of a rain drop but something seems to be in it. We went out to find out and we were so thrilled to see droplets of ice falling on the cement and on the roof of our car. It definitely hailed in Melbourne. The top of the car's boot was so white with hailstones and so are the grasses. My family really enjoyed the view as it is not so frequent that it happens.
It was a nice experience to feel on my palm as I clumped the hailstones together. They were just pea size that's why it was still fun to see them as they don't cause any big damage when they fall off. For migrant's information though, hailstones could vary their sizes from the smallest of 6 mm to as big as 128 mm. When they go beyond the small sizes, they could be really damaging to car's or any property's roof and to a person's head.
You can always watch out for a possibility of a hail through weather forecasts if you want to see one. We just hope that it will always bring in a pea size hailstones rather than a bigger tennis ball size hailstones.
Saving Tips
Thursday, August 7, 2008
Navigating Your Way
When we arrive in Australia, everything we saw was new for us. Even the names of the street sounds different as what it is in our country. Its hard to travel without the help of a map. In the state of Victoria, we use Melway. For NSW is Sydway and QLD is Brisway. I know there are other maps but these are the more popular ones.
I frequently refer to Melway in Navigating Melbourne. I remember the times when I used it just to go to our local church, Centrelink and Medicare office near our suburb. I use it when I bring my family to the parks during weekends and even more when I am applying for a job. In short, its a must for a migrant to grab a map whatever state you are in.
But now, we can use an even easier, faster and more convenient means of going from one place to another by using a satnav. Satellite Navigation or Satnav for short, uses global positioning system that locates user on the road in the unit's maps database. So when you're driving, you can actually see yourself moving in the screen.
What is very cool in using satnav is the optional voice navigation that you can set on the unit. Just simply input the address where you want to go and the satnav will calculate your route and display the 3d map screen and it will guide you turn by turn until you reach your destination. I remember last April 08 when i drove from Adelaide to Melbourne 750 kms from our place. I virtually relied on my satnav and did not bother to bring the traditional map with me. It was a splendid drive without worries, tensions and stress because when you know where you are going and the satnav is saying that you are on the right track, you can spend your time not worrying but enjoying the sceneries, the music on the radio and the conversation to whoever is travelling with you.
I purchase the NAVMAN S30 Model not only because its one of the leading brand here but it also got a good price tag, more features and a sleek design as well. Its a good product to buy for starters.